Financial Aid Programs

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Determining Financial Aid Need or Eligibility

The financial aid application you submit allows a processor for the U.S. Department of Education to apply a standard formula to the information you have provided and determine you eligibility for financial aid. Contribution (EFC) number, the amount you and/or your family are expected to contribute toward your education.

When we receive all application materials required for your file, a counselor reviews the application in a process called "need analysis". In need analysis, income an set information from both the student and the parent is reviewed, an the EFC is subtracted from the costs of attendance for one academic year. The remainder is the amount of financial need/eligibility for financial assistance.


Federal Pell Grant (PELL)

What is it?

Pell Grants are awarded to undergraduate students to pay for their education. In some cases, you may receive a Pell Grant if you are attending a post-baccalaureate teacher credential program.

Will I have to pay it back?

A Federal Pell Grant, unlike a loan, does not have to be repaid.

Is the Pell Grant available to undergraduates only?

No. Pell Grant is available for some students enrolled in a program which does not lead to a graduate degree but is required to obtain a 1st Teaching Credential.

If you are in the credential program, have your bachelor’s degree, do not have a preliminary credential and are not seeking an advanced credential, you may qualify. Students deemed eligible for the Federal Pell Grant by meeting the Estimated Family Contribution thresholds and program requirements will be awarded.

How much is a student eligible for?

Amounts can change yearly.  For the 2018–19 award year (July 1, 2018 to June 30, 2019), the maximum award will be $6095. The amount you get, though, will depend on:

  • Your financial need
  • Your cost of attendance,
  • Your status as a full-time or part-time student, and
  • Your plans to attend school for a full academic year or less.

You may not receive Federal Pell Grant funds from more than one school at a time.


Cal Grants

What is it?

Cal Grants are need-based grants provided by the State for California residents. When students file a FAFSA or CA Dream Act and GPA Verification Form by the March 2 deadline, they will be considered for Cal Grants. NOTE: Renewal Cal Grant recipients are only required to file a FAFSA or CA Dream Act application and meet the eligibility criteria every year.

To check your Cal Grant with the CA Student Aid Commission log on to your Webgrants account.

Will I have to pay it back?

No. This award does not have to be repaid.


State University Grant (SUG)

What is it?

The State University Grant is a need-based program designed to specifically help California State University students with paying fees. Candidates for this program must be California residents and be enrolled in an undergraduate or graduate program.

Will I have to pay it back?

No. This award does not have to be repaid.

What are the qualifications for this Grant?

Students with an Estimated Family Contribution (EFC) between 0 and 5500 for undergraduate and 0 to 4000 for graduates and credentials and meet the residency and program requirements are eligible to receive a State University Grant.  Students must have filed their FAFSA by March 2nd.  Students that are Cal Grant eligible will not be awarded the State University Grant.  Students must be enrolled at least half time in order to receive the State University Grant.  Credential students must be enrolled in credential courses in order to receive the State University Grant.  SUG will be prorated based on enrollment. Students who are receiving a fee waiver, or other sources to help assist with paying tuition fees will not be eligible for the SUG. The State University Grant is not applicable for students enrolled in an external Degree program.

For addtional SUG eligiblity requirements, click here.


Supplemental Educational Opportunity Grant (SEOG)

What is it?

SEOG is assistance for undergraduate students who are enrolled at least half-time and demonstrate exceptional financial need. Awards range from $250 to $500 per academic year.

Students that have an EFC between 0 and 2000 and have filed their FAFSA by March 2nd are eligible to receive funding from SEOG.  Funds are limited.  Students will be funded until we award all available funds.  Students must be in at least 6 units in order to receive the grant.

Will I have to pay it back?

No. This award does not have to be repaid.


Educational Opportunity Program Grant (EOPG)

What is it?

This program provides funding to a limited number of full-time undergraduate students who are admitted through the University’s Educational Opportunity Program. Grants range from $500 to $800 per academic year. For more information regarding the Educational Opportunity Program.

Students that have an EFC between 0 and 4000 and have filed their FAFSA by March 2nd are eligible to receive funding from the EOP Grant.  Funds are limited.  Students will be funded until we award all available funds.  Students must also be a part of the Educational Opportunity Program.  Students must be in at least 6 units in order to receive the grant. Students who are receiving a fee waiver, or other sources to help assist with paying tuition fees will not be eligible for the EOP. The Educational Opportunity Program Grant is not applicable for students enrolled in an external Degree program.

Will I have to pay it back?

No. This award does not have to be repaid.


Middle Class Scholarship (MCS)

What is it?

Middle Class Scholarship (MCS) is administered by the California Student Aid Commission (CSAC) to eligible students. Enacted by the Legislature in 2013, the Middle Class Scholarship makes college more affordable for California's middle class families, who are mostly not being served by other programs. 

What are the qualifications for MCS?

  • The annual household income amount cannot exceed $177,000
  • The annual asset amount cannot exceed $177,000
  • Must be a U.S. citizen, eligible non-citizen, or meets AB540 eligibility
  • If required, must be registered with Selective Service
  • You are not in default on any student loan
  • Complete Free Application for Federal Student Aid (FAFSA) or the California Dream Act application
  • Maintains satisfactory academic progress in the manner that is consistent with the Cal Grant Program

Students who are receiving a fee waiver, such as a Cal Vet fee waiver, or other sources to help assist with paying tuition fees will not be eligible for the MCS. The Middle Class Scholarship is not applicable for students enrolled in an external Degree program. For more information go to CSAC's MCS information website.


Other Types of Financial Aid


Cal-Grants TCP (Teacher Credential Program)

Cal-Grant TCP is for students who were Cal-Grant A or B recipients as undergraduates and plan to enroll in a Teaching Credential Program. Eligible students are required to have a Bachelors Degree, file a FAFSA for the academic year for which they plan to receive benefits, and complete a Request for Cal-Grant TCP Benefits form (G-44). Eligible recipients should apply for TCP benefits after receiving their bachelors degree and after being formally admitted to the teaching credential program.

MBA Grant (Master of Business Administration)

Students that are enrolled in the Master of Business Administration program may be eligible for this grant. Students that file their FAFSA or Dream Act application by the priority deadline of March 2nd and have an Estimated Family Contribution (EFC) below 4000 may be eligible for the grant.

Ed Doctoral Grant

Students who are enrolled in the Doctor of Education Program maybe be eligible for this grant. Student that filed their FAFSA or Dream Act application by the priority deadline of March 2nd and have an Estimated Family Contribution (EFC) below 4000 maybe be eligible for the grant.

Short-Term Loans & Conditions

These funds are available to all registered students to help meet emergency educational and living expenses. Some restrictions are applied to loan amounts. Applications for the Short-Term Loan Program are available in the Financial Aid office.

Conditions listed below are the conditions of the Short-Term Loan Program. Please read carefully.

  • Applicants must be registered students in order to apply for a short-term loan.
  • Requests should be to meet emergency or unexpected school related expenses.
  • No student will be allowed two concurrent short-term loans, nor more than one per semester or two per year.
  • If it is necessary to request an extension of the repayment, you must come in PRIOR to the due date. Failure to do so could result in the denial of further loans. If justifiable, one extension per year may be allowed, not to exceed the end of the present term. A late fee of $20.00 (Twenty Dollars) will be added when repayment is not made by the stipulated due date. You will be considered in default once the due date is passed, and your loan may be turned over to a collection agency.
  • Students whose loans reach thirty days past due will not be eligible for further loans.
  • University services (registration, transcripts, etc.) will be withheld from any student who has an unpaid financial obligation. In addition, if you withdraw from school your loan will be due immediately.
  • All outstanding short-term loans will automatically be deducted from financial aid pay-outs.
  • Applicants must have a firm and realistic repayment source.
  • Processing of a loan will take from 5 to 7 working days. Once processed, the check will be available after 3:00 PM at the Cashiers Office.
  • You may pick up and repay your short-term loan at the Cashiers Office, located in the Mary Stuart Rogers Gateway Building, Room #100. (map & location)
  • Incomplete or illegible short-term loan applications will be denied.
  • Loans need to be fully repaid within 30 days from the date of application.