What is the Public Service Loan Forgiveness (PSLF)?

The Public Service Loan Forgiveness (PSLF) program forgives the remaining balance on your federal student loans after 120 payments working full-time for federal, state, Tribal, or local government; military; or a qualifying Non-Profit.

Temporary changes, ending on Oct. 31, 2022, provide flexibility that makes it easier than ever to receive forgiveness by allowing borrowers to receive credit for past periods of repayment that would otherwise not qualify for PSLF.

Keep track of how much you have borrowed by visiting the National Student Loan Data System (NSLDS). NSLDS provides you with borrowing history, information on your current loan servicer, including their contact information.

What is Identity Theft?

Identity theft, as defined by the Federal Trade Commission (FTC), occurs when “someone steals your personal information and uses it without your permission. Damaging your finances, credit history and reputation”.

The Difference Between Credit Reports & Credit Scores

What is a Bank Account?

• A financial account, which stores money on behalf of a customer
• Two most common types: transaction accounts(or checking account) and savings accounts
  • Transaction: easy and immediate access to money
  • Savings: allows the customer to earn interest therefore limited access to money

Get More Out of Your Money

Need a loan to help pay for college? Consider federal loans first!

Welcome!

Our Mission:

To empower students with the knowledge needed to make informed financial decisions and cultivate lasting financial fortitude, both before and after graduation.

What we offer:

Satisfactory Academic Progress (SAP)

Satisfactory Academic Progress (SAP) is a set of academic standards students must meet to remain eligible for financial aid at Stanislaus State. Federal, State, and university regulations require students who receive financial aid to make steady progress toward completing an eligible degree or certificate.

Your SAP status is reviewed at the end of each payment period (term). Meeting SAP standards is one of the conditions for continuing to receive financial aid.