How do I know if my event needs insurance?
If the event appears to present additional liability risk to the University, the requestor will be informed that special event risk insurance may be required as determined by the Risk Manager. If insurance is required, the requestor will be contacted after he/she has completed a facilities reservation request for the event with the University Reservations Office. Events may present additional liability risk for any of the following reasons:
- Alcoholic beverage service
- Special equipment such as bounce houses, rock climbing towers, or vehicles
- Live animals
- Physical activities such as dance, sports, or games
- High attendance or large number of off-campus attendees
- Live performances
- Age of participants
- Duration of event or residency on campus, i.e., camps
- Bonfire, barbeque equipment, fireworks, etc.
- Food preparation not provided by Campus Dining
- Event history on campus
- Any other activity or condition that might present additional liability risk to the university not specifically covered by the university's self-insurance program
The cost is based upon headcount/number of participants. The average cost is $350- $500.
When is a liability waiver needed?
Each student participant should complete a waiver of liability form for each University sponsored field trip or activity. Download: Field Trip Liability Release.pdf
What if my personal property is damaged while maintained at the University?
CSU Stanislaus accepts no responsibility for this type of property if lost, damaged or stolen. You may be able to look to your own homeowners policy for personal property.
An outside agency has asked me for proof of the University's insurance. How do I obtain this?
Click here to request a letter of self insurance or a certificate of insurance with an additional insured endorsement.
Are students in off-campus internships covered by the University's insurance?
Yes. Students involved in service learning and student interns in nursing, social work, education and allied health are covered by a CSU systemwide blanket policy for professional and general liability. In addition student interns in nursing and education clinical training programs are covered for workers compensation.
Does the University provide insurance for my vehicle when I am on my way to and from work?
No, any damage incurred to your vehicle while travelling to and from work is your responsibility.
My vehicle was damaged while parked on the University's premises. Does the University cover the damage?
Usually not, unless the University is negligent. For example, a tree limb falling onto a vehicle in a high wind is considered "an act of God" and the University will not be liable for such damage. But if an investigation shows that the tree limb fell as a result of unattended disease and poor maintenance, the University may be liable. Contact Carol Castillo (see Contact information) for all vehicle-related accidents and damage.
What if I am being served a subpoena?
The subpoena acceptance process is handled by Public Safety. You may accept a subpoena is you are being personally served. Do not accept a subpoena on behalf of the University. Subpoenas served on the University can only be received at the Chancellor's Office in Long Beach.
What does the Risk Manager handle?
- Special event insurance requirements
- Insurance certificate approval
- Accidents, vehicle and non-vehicle (reporting and claims)
- Property damage (reporting and claims)
- Identify, evaluate risks; address risk mitigation techniques
- Provides risk management advice, training, and information to campus
- Campus liaison for liability claims
- Liability/risk issues
- Student Field trips
- Student off-campus internships, community service learning, etc.